Да норм
https://habr.com/ru/companies/okama/articles/798007/
С одной стороны, вряд ли можно найти область, куда приходит больше инвестиций. Поэтому именно в финтехе сосредоточены самые продвинутые технологии: блокчейн, искусственный интеллект, биг дата, ML и др.
При этом всем, IT в целом и финтех в частности очень неэффективно распоряжаются капиталовложениями, из-за того что там господствуют по сути зомби-компании. Об этом писал Dustin Getz:
Zombie firms went parabolic 2019-2022 https://i.imgur.com/LbrbfaP.png
The rising number of so-called zombie firms, defined as firms that are unable to cover debt servicing costs from current profits over an extended period, has attracted increasing attention in both academic and policy circles. Using firm-level data on listed firms in 14 advanced economies, we document a ratcheting-up in the prevalence of zombies since the late 1980s. Our analysis suggests that this increase is linked to reduced financial pressure, which in turn seems to reflect in part the effects of lower interest rates. We further find that zombies weigh on economic performance because they are less productive and because their presence lowers investment in and employment at more productive firms.
— Source: https://www.bis.org/publ/qtrpdf/r_qt1809g.pdf (2018)
We are now seeing second and third order effects of this, including the starvation of excellent technologies like Clojure as all the oxygen in the room has been sucked into the capital bonfire, leaving us now with a trail of 26 year old tech managers making technology decisions off of a playbook that's 10 years old. Did you know React.js is older now than jQuery was when React came out? Technology decisions are not made by analysis, but by "influencers"; resulting in phenomena like the entire "Modern Data Stack" market being a grift.
How do I know this? Because the company I founded, Hyperfiddle — which is successfully (!) producing a generation shift technology Electric Clojure, not through elite relationships, but rather through technical excellence, a world-class engineering team, and sheer force of will — has been capital-starved since inception as javascript alchemist charlatans soak up all available capital with their vapid promises to transmute lead into gold.
Вопрос: is it this, or that clojure is not that much of a value add?
First of all, I upvoted you, because this question is so important.
I want to start by sharpening the question as it is missing the "to whom", i.e. the question is "over-aggregated" (it has smushed together pertinent information that needs to be broken out into buckets). So, who is making the clojure adoption decision, in what cultural context (i.e. what is the playbook for recruiting, interviewing, management, how do they organize the work), and what are the tradeoffs.
Here are some past comments of mine related to this topic that I think you will find agreeable:
- "I find ClojureScript way worse than regular Clojure" ... "Javascript does it better here"
- "I think Clojure is growing in Europe and LatAm; USA tech selection is wildly distorted by big tech and the bubble"
- "clojure wants you to stop and think, ... does your work cultural context allow and align with this?"
- "Clojure never reached a critical mass of corporate backing like Python"
- "malinvestment tilts the scales against innovation"
I've run out of time but hopefully you can piece together what is happening. "Easy times make for weak men." Financial loosening causes unnatural growth where companies take whatever they were already doing and do more, and the obvious way to do that is to double your headcount as fast as you can (chart), which means (a) you need to automate your hiring process (leetcode; filter resumes by past employer) and (b) admit less skilled workers broadly, (c) promote underdeveloped managers to manage all this new headcount. Which results in: day in the life as a 23 year old product manager at Meta.
Conclusion: [...]